Blog & Resources
Digital Noise
No, I’m not referring to the song by the Digital DJs (nor do I recommend listening to it). I’m referring to much of the confusion and erroneous conclusions around digital banking. In this article, we’ll try to clear some of...
What do I have and where is it going?
The “noise” in the auto lending arena has risen to the level of driving down the road at 70 miles per hour with all the windows down. Total auto loans have crossed the $1 trillion threshold, joining credit cards and student...
Alternative capital – Be careful what you wish for!
On February 8, 2017, the NCUA issued an Advanced Notice of Proposed Rulemaking (ANPR) asking for comments on alternative forms of capital that federally insured credit unions could issue to meet their capital needs....
2017 First Quarter Economic Analysis and Outlook
Executive Summary The U.S. economy is on solid footing, with overall strong labor and housing markets, two key components of economic performance. Output growth has been steady but weaker than desired, and inflation remains...
Is Your Board a Catalyst for Success?
As credit unions kick off 2017, management teams have spent the last several months putting the pieces in place for the new year. The budget has been completed, the strategic plan is finalized with specific objectives and...
A Glimpse at the Futures
No, the title of the article isn’t incorrect; we’re going to be talking about using Fed funds futures to gain perspective on where the market believe rates are heading. But first, some background. The future direction of...
The Best Laid Plans
Credit union succession planning often seems to be one of those back burner issues that we will get to when we really need it. Unfortunately, that need can be unpredictable. Beyond the timing uncertainty, succession...
Strategic planning: Get in the Game!
The college football season is well underway, and so is the strategic planning season. This article will draw parallels between the two, and provide some key take-aways that can help turn your planning efforts into a...
Too Big to Govern?
The fallout from the Wells Fargo scandal continues to be in the news on a daily basis. While the bank emphasizes a small percentage of employees were involved, common sense dictates there were certainly cultural issues that...