by Brian Hague | Jan 2, 2024 | Economics, Enterprise Risk Management, Risk Appetite Assessment, Risk Management, Strategy
“The only constant is change” is a quote that is mistakenly attributed to the Greek philosopher Heraclitus, but the misattribution doesn’t make the axiom any less true. In the 2023 Q2 report, we anticipated an economic downturn beginning in 2024. By the following...
by Brian Hague | Dec 30, 2023 | Economics, Enterprise Risk Management, Risk Appetite Assessment, Risk Management, Strategy, Vendor Management
‘Twas the Night Before New Year’s, twenty-twenty-four, And all of us wondered what might lay in store For the coming new year. What would twenty-four bring? Just what to expect had us all pondering. The Fed, they appear to be done with their hiking; A prospect...
by Jeff Owen | Sep 19, 2023 | Enterprise Risk Management, Operational Risk Assessment, Risk Appetite Assessment, Risk Management, Strategy
Strategic planning lies at the heart of credit unions’ mission to serve members, foster financial well-being, and thrive in a competitive financial landscape. Yet, one often underappreciated factor in the success of credit unions’ strategic initiatives is...
by Brian Hague | Jul 7, 2023 | Economics, Enterprise Risk Management, Risk Appetite Assessment, Risk Management, Strategy
With the media-manufactured “systemic banking crisis” apparently behind us, the bond market has returned its focus to inflation data. As a result, yields have returned to near March levels, and the inversion in the curve has reached its steepest point this cycle....
by Scott Hood | Mar 31, 2020 | Economics, Enterprise Risk Management, Lending, Operational Risk Assessment, Regulatory, Risk Appetite Assessment, Risk Management, Strategy
Congress recently passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act. The Act has many provisions designed to help individuals, the health care system, health care providers, state and local governments, large corporations, medium-sized businesses,...
by Jeff Owen | Mar 30, 2020 | Enterprise Risk Management, Operational Risk Assessment, Risk Appetite Assessment, Risk Management, Strategy
Rochdale Paragon Group recently released two pieces of guidance regarding assessing some of the risks being faced during the current COVID-19 pandemic. The first, Approaching Coronavirus from a Business Risk Perspective, provided general guidance for considering the...
