06.19.17
Even in topics beyond physics, Einstein was brilliant. Among his many observations was the absurdity (Einstein called it insanity) of doing the same thing again and again, yet expecting different results. As we begin to [...]
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05.25.17
Executive Summary The U.S. economy remains on solid footing, with overall strong labor and housing markets, two key drivers of economic performance. Output growth was weak in the first quarter, but due to anomalous factors, [...]
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05.19.17
When I think of a robbery and hostage situation, “Dog Day Afternoon” with Al Pacino comes to mind. But the reality in 2017 is there is likely a greater danger of an organization’s data being [...]
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04.17.17
No, I’m not referring to the song by the Digital DJs (nor do I recommend listening to it). I’m referring to much of the confusion and erroneous conclusions around digital banking. In this article, we’ll [...]
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04.14.17
The “noise” in the auto lending arena has risen to the level of driving down the road at 70 miles per hour with all the windows down. Total auto loans have crossed the $1 trillion [...]
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04.05.17
On February 8, 2017, the NCUA issued an Advanced Notice of Proposed Rulemaking (ANPR) asking for comments on alternative forms of capital that federally insured credit unions could issue to meet their capital needs. Currently, [...]
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03.27.17
Executive Summary The U.S. economy is on solid footing, with overall strong labor and housing markets, two key components of economic performance. Output growth has been steady but weaker than desired, and inflation remains low, [...]
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02.23.17
As credit unions kick off 2017, management teams have spent the last several months putting the pieces in place for the new year. The budget has been completed, the strategic plan is finalized with specific [...]
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02.22.17
No, the title of the article isn’t incorrect; we’re going to be talking about using Fed funds futures to gain perspective on where the market believe rates are heading. But first, some background. The future [...]
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12.07.16
Credit union succession planning often seems to be one of those back burner issues that we will get to when we really need it. Unfortunately, that need can be unpredictable. Beyond the timing uncertainty, succession [...]
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